Where heat pumps pay off in Arizona

In a typical Arizona house heated with gas, a heat pump saves the most near Flagstaff ($891 a year) and the least near Phoenix (Phoenix Airport) ($106). Typical savings $180 a year on a $400 heating bill. Pays for itself within 10 years in 27% of its ZIP codes with a hired installer, 100% if you install it yourself.

Same typical house everywhere: 1,800 sq ft, built 1970 to 1989, heating costs only, 34 places in Arizona. How

Show Savings a yearPayback time
Installed by A contractorYou (DIY)
Yearly savings on heating (hired installer)
Costs more Under $100 $100-300 $300-600 $600-1,000 $1,000-2,000 $2,000-4,000 $4,000+

Arizona at a glance

Gas heat

$180 a year

Pays for itself within 10 years in 27% of its ZIP codes with a hired installer, 100% if you install it yourself. Typical heating bill today $400.

Oil heat

$710 a year

Pays for itself within 10 years in 100% of its ZIP codes with a hired installer, 100% if you install it yourself. Typical heating bill today $950.

Propane heat

$350 a year

Pays for itself within 10 years in 64% of its ZIP codes with a hired installer, 100% if you install it yourself. Typical heating bill today $580.

Electric baseboard heat

$560 a year

Pays for itself within 10 years in 100% of its ZIP codes with a hired installer, 100% if you install it yourself. Typical heating bill today $790.

Model your own house

These open the home model at the place with the typical house filled in and gas as today's heat. Change anything to match yours.

Every place in Arizona, gas heat

PlaceHeating todaySaves a year Pays back (contractor)Pays back (DIY)Heat from the heat pump
Flagstaff $2,314 $891 4.7 years 2.9 years 96%
Grand Canyon $2,389 $847 5.0 years 2.3 years 94%
Williams (H A Clark Memorial Field Airport) $1,925 $792 5.3 years 2.8 years 97%
Window Rock $2,201 $775 5.4 years 2.6 years 92%
Williams (Williams 35 NNW) $1,771 $774 5.4 years 2.9 years 98%
Show Low $1,658 $708 5.9 years 3.2 years 97%
Saint Johns $1,581 $648 6.5 years 3.4 years 97%
Winslow $1,552 $638 6.6 years 3.5 years 97%
Prescott $1,362 $631 6.7 years 3.6 years 99%
Page $1,203 $580 7.2 years 3.2 years 100%
Payson $1,107 $537 7.3 years 3.2 years 98%
Sedona $869 $442 8.8 years 3.9 years 99%
Elgin $1,034 $421 7.8 years 3.6 years 97%
Kingman $932 $392 8.4 years 3.8 years 99%
Fort Huachuca $759 $387 10.1 years 4.5 years 99%
Nogales $736 $316 10.4 years 4.6 years 100%
Safford $705 $298 11.1 years 5.0 years 99%
Sierra Vista $618 $257 11.9 years 4.1 years 95%
Tucson (Ryan Field Airport) $476 $200 15.3 years 5.3 years 96%
Tucson (Tucson Intl Airport) $433 $191 16.0 years 5.5 years 97%
Tucson (Davis Monthan AFB) $426 $189 16.2 years 5.6 years 98%
Tucson (Tucson 11 W) $398 $179 17.1 years 5.9 years 98%
Palo Verde $402 $177 17.2 years 5.9 years 98%
Mesa $394 $174 17.6 years 6.1 years 97%
Chandler $360 $162 18.8 years 6.5 years 98%
Phoenix (Phoenix Deer Valley Municipal Airport) $322 $152 20 years 6.9 years 99%
Scottsdale $315 $147 21 years 7.2 years 99%
Wellton $314 $146 21 years 7.2 years 99%
Luke Air Force Base $307 $144 21 years 7.3 years 99%
Avondale $280 $135 23 years 7.8 years 99%
Glendale $284 $134 23 years 7.8 years 99%
Bullhead City $260 $128 24 years 8.2 years 100%
Yuma $219 $112 27 years 9.4 years 100%
Phoenix (Phoenix Airport) $211 $106 29 years 9.9 years 100%

Contractor installed unless marked DIY. Place names are the nearest ZIP code city to each weather station. Download all places.

Neighboring states

How these numbers are made

Every place on the map is the area closest to one of 1,983 weather stations. For each one we ran the HeatPushers home model (the same code you can use for your own house) with the past year of hourly weather at that station (2025-10-28 to 2026-10-28) and the state's average electricity and fuel prices from the EIA (the US average where the EIA has no figure for the state).

  • The house: 1,800 sq ft, 2 stories, built 1970 to 1989 (wall insulation R-14, attic R-16), 3 bedrooms, thermostat at 70°F. The heat pump heats the whole house.
  • Heat today: gas furnace (80% efficient); oil boiler (85% efficient); propane furnace (92% efficient); electric baseboard (100% efficient). Furnace houses have ducts inside the heated space; boiler and baseboard houses have no ducts, so only ductless heat pumps count there.
  • The heat pump: out of 772 models sold online, the one with the lowest 10-year cost (price, installation and energy), in the number of units that costs least. The old heat stays and takes over in the hours it is cheaper to run.
  • Installation: a contractor at $2,500 per indoor unit, or yourself: $350 of tools once and $300 of materials per indoor unit.
  • Payback: what it costs up front divided by what it saves a year. Under 10 years means it pays for itself within the lifetime we assume.
  • Heating only. Cooling is left out. A heat pump also cools: against old central AC that saves a bit more; in a house without AC, using it in summer costs extra.
  • Not included: rebates and tax credits, electrical upgrades, new ductwork, heat-pump electricity rates and financing.
  • Shares of ZIP codes: each place counts by how many US ZIP codes are closest to its station, so cities count more than empty desert.

Your house is not this house. Size, insulation, prices and what you already own change the answer, often a lot. Use "Model your own house here" on the map, or start at the home model. More: full method and how we know.

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