Where heat pumps pay off in Georgia

In a typical Georgia house heated with gas, a heat pump saves the most near Ball Ground ($614 a year) and the least near Jekyll Island ($252). Typical savings $430 a year on a $1,100 heating bill. Pays for itself within 10 years in 93% of its ZIP codes with a hired installer, 100% if you install it yourself.

Same typical house everywhere: 1,800 sq ft, built 1970 to 1989, heating costs only, 55 places in Georgia. How

Show Savings a yearPayback time
Installed by A contractorYou (DIY)
Yearly savings on heating (hired installer)
Costs more Under $100 $100-300 $300-600 $600-1,000 $1,000-2,000 $2,000-4,000 $4,000+

Georgia at a glance

Gas heat

$430 a year

Pays for itself within 10 years in 93% of its ZIP codes with a hired installer, 100% if you install it yourself. Typical heating bill today $1,100.

Oil heat

$1,750 a year

Pays for itself within 10 years in 100% of its ZIP codes with a hired installer, 100% if you install it yourself. Typical heating bill today $2,350.

Propane heat

$1,150 a year

Pays for itself within 10 years in 100% of its ZIP codes with a hired installer, 100% if you install it yourself. Typical heating bill today $1,700.

Electric baseboard heat

$1,500 a year

Pays for itself within 10 years in 100% of its ZIP codes with a hired installer, 100% if you install it yourself. Typical heating bill today $2,050.

Model your own house

These open the home model at the place with the typical house filled in and gas as today's heat. Change anything to match yours.

Every place in Georgia, gas heat

PlaceHeating todaySaves a year Pays back (contractor)Pays back (DIY)Heat from the heat pump
Ball Ground $1,401 $614 6.8 years 3.7 years 97%
Winder $1,329 $611 6.9 years 3.7 years 99%
Toccoa $1,265 $585 7.2 years 3.9 years 98%
Dalton $1,333 $490 6.7 years 3.9 years 88%
Gainesville $1,232 $483 6.8 years 4.0 years 92%
Peachtree City $1,258 $482 6.8 years 4.0 years 90%
Elberton $1,226 $479 6.9 years 4.0 years 92%
Jefferson $1,225 $475 6.9 years 4.0 years 91%
Mableton $1,225 $474 7.0 years 4.0 years 91%
Cartersville $1,240 $467 7.1 years 4.1 years 90%
Dallas $1,224 $466 7.1 years 4.1 years 90%
Watkinsville $1,181 $463 7.1 years 4.1 years 92%
Athens $1,162 $456 7.2 years 4.2 years 92%
Rayle $1,150 $453 7.3 years 3.4 years 92%
Kennesaw $1,182 $452 7.3 years 4.2 years 90%
Marietta $1,172 $452 7.3 years 4.2 years 91%
Boneville $1,150 $449 7.4 years 4.3 years 92%
Lawrenceville $1,156 $448 7.4 years 4.3 years 91%
Mount Berry $1,121 $444 7.4 years 3.5 years 93%
Eastman $1,132 $443 7.4 years 4.3 years 92%
Atlanta (Atlanta Dekalb Peachtree Airport) $1,124 $436 7.6 years 4.4 years 91%
Augusta (Augusta Bush Field Airport) $1,111 $436 7.6 years 3.6 years 92%
Dublin $1,118 $434 7.6 years 3.6 years 91%
Macon $1,088 $428 7.7 years 3.6 years 92%
Newnan $1,040 $410 8.0 years 3.8 years 92%
Columbus (Ft Benning Lawson Field) $1,054 $408 8.1 years 3.8 years 91%
Claxton $1,037 $403 8.2 years 3.8 years 91%
Milledgeville $997 $402 8.2 years 3.8 years 94%
Blakely $988 $400 8.3 years 3.8 years 94%
Statesboro $1,013 $399 8.3 years 3.9 years 92%
Atlanta (Atlanta Hartsfield-Jackson Int) $998 $396 8.3 years 3.9 years 93%
Americus $990 $396 8.3 years 3.9 years 93%
Augusta (Augusta Daniel Field Airport) $956 $390 8.5 years 3.9 years 94%
Warner Robins $960 $387 8.5 years 4.0 years 94%
Sylvania $1,020 $382 8.6 years 4.1 years 88%
Columbus (Columbus Metro Airport) $926 $374 8.8 years 4.1 years 94%
Newton (Newton 8 W) $945 $373 8.8 years 4.1 years 92%
Jesup $1,040 $368 9.0 years 4.2 years 83%
Vidalia $849 $349 9.4 years 4.4 years 95%
Newton (Newton 11 SW) $864 $348 9.5 years 4.4 years 94%
Savannah (Savannah Intl Airport) $843 $347 9.5 years 4.4 years 95%
Tifton $842 $346 9.6 years 4.4 years 95%
Mystic $830 $345 9.6 years 4.4 years 96%
Valdosta $858 $345 9.6 years 4.4 years 94%
Putney $857 $344 9.6 years 4.4 years 93%
Thomasville $825 $343 9.6 years 4.4 years 96%
Fort Stewart $829 $340 9.7 years 4.5 years 95%
Brunswick $816 $337 9.8 years 4.5 years 95%
Douglas $809 $335 9.8 years 4.5 years 95%
Waycross $795 $327 10.1 years 4.6 years 95%
Bainbridge $777 $318 10.4 years 4.8 years 95%
Savannah (Savannah Hunter Field) $755 $313 10.5 years 4.8 years 95%
Moody AFB $744 $307 10.8 years 4.9 years 96%
Saint Marys $683 $291 11.3 years 5.1 years 97%
Jekyll Island $623 $252 12.1 years 4.2 years 91%

Contractor installed unless marked DIY. Place names are the nearest ZIP code city to each weather station. Download all places.

Neighboring states

How these numbers are made

Every place on the map is the area closest to one of 1,983 weather stations. For each one we ran the HeatPushers home model (the same code you can use for your own house) with the past year of hourly weather at that station (2025-10-28 to 2026-10-28) and the state's average electricity and fuel prices from the EIA (the US average where the EIA has no figure for the state).

  • The house: 1,800 sq ft, 2 stories, built 1970 to 1989 (wall insulation R-14, attic R-16), 3 bedrooms, thermostat at 70°F. The heat pump heats the whole house.
  • Heat today: gas furnace (80% efficient); oil boiler (85% efficient); propane furnace (92% efficient); electric baseboard (100% efficient). Furnace houses have ducts inside the heated space; boiler and baseboard houses have no ducts, so only ductless heat pumps count there.
  • The heat pump: out of 772 models sold online, the one with the lowest 10-year cost (price, installation and energy), in the number of units that costs least. The old heat stays and takes over in the hours it is cheaper to run.
  • Installation: a contractor at $2,500 per indoor unit, or yourself: $350 of tools once and $300 of materials per indoor unit.
  • Payback: what it costs up front divided by what it saves a year. Under 10 years means it pays for itself within the lifetime we assume.
  • Heating only. Cooling is left out. A heat pump also cools: against old central AC that saves a bit more; in a house without AC, using it in summer costs extra.
  • Not included: rebates and tax credits, electrical upgrades, new ductwork, heat-pump electricity rates and financing.
  • Shares of ZIP codes: each place counts by how many US ZIP codes are closest to its station, so cities count more than empty desert.

Your house is not this house. Size, insulation, prices and what you already own change the answer, often a lot. Use "Model your own house here" on the map, or start at the home model. More: full method and how we know.

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