Where heat pumps pay off in West Virginia

In a typical West Virginia house heated with gas, a heat pump saves the most near Hendricks ($154 a year) and the least near Kenova ($118). Typical savings $130 a year on a $1,450 heating bill. Pays for itself within 10 years in 0% of its ZIP codes with a hired installer, 72% if you install it yourself.

Same typical house everywhere: 1,800 sq ft, built 1970 to 1989, heating costs only, 16 places in West Virginia. How

Show Savings a yearPayback time
Installed by A contractorYou (DIY)
Yearly savings on heating (hired installer)
Costs more Under $100 $100-300 $300-600 $600-1,000 $1,000-2,000 $2,000-4,000 $4,000+

West Virginia at a glance

Gas heat

$130 a year

Pays for itself within 10 years in 0% of its ZIP codes with a hired installer, 72% if you install it yourself. Typical heating bill today $1,450.

Oil heat

$3,150 a year

Pays for itself within 10 years in 100% of its ZIP codes with a hired installer, 100% if you install it yourself. Typical heating bill today $4,600.

Propane heat

$1,400 a year

Pays for itself within 10 years in 100% of its ZIP codes with a hired installer, 100% if you install it yourself. Typical heating bill today $2,850.

Electric baseboard heat

$2,600 a year

Pays for itself within 10 years in 100% of its ZIP codes with a hired installer, 100% if you install it yourself. Typical heating bill today $4,100.

Model your own house

These open the home model at the place with the typical house filled in and gas as today's heat. Change anything to match yours.

Every place in West Virginia, gas heat

PlaceHeating todaySaves a year Pays back (contractor)Pays back (DIY)Heat from the heat pump
Hendricks $1,918 $154 21 years 8.2 years 57%
Maxwelton $1,627 $148 22 years 8.5 years 66%
Martinsburg $1,468 $144 23 years 8.7 years 72%
Bluefield $1,485 $142 23 years 9.0 years 66%
Lorentz $1,554 $139 24 years 9.1 years 66%
Wyoming $1,393 $138 24 years 9.0 years 72%
Short Creek $1,607 $137 24 years 9.3 years 62%
Elkins $1,590 $137 24 years 9.1 years 64%
Wiley Ford $1,487 $136 24 years 9.1 years 70%
Beaver $1,452 $135 24 years 9.5 years 65%
Morgantown $1,469 $132 25 years 9.6 years 67%
Bridgeport $1,487 $131 25 years 9.6 years 67%
Sutton $1,480 $131 25 years 9.6 years 65%
Williamstown $1,445 $127 26 years 9.8 years 66%
Charleston $1,316 $124 27 years 10.2 years 69%
Kenova $1,208 $118 28 years 11.0 years 71%

Contractor installed unless marked DIY. Place names are the nearest ZIP code city to each weather station. Download all places.

Neighboring states

How these numbers are made

Every place on the map is the area closest to one of 1,983 weather stations. For each one we ran the HeatPushers home model (the same code you can use for your own house) with the past year of hourly weather at that station (2025-10-28 to 2026-10-28) and the state's average electricity and fuel prices from the EIA (the US average where the EIA has no figure for the state).

  • The house: 1,800 sq ft, 2 stories, built 1970 to 1989 (wall insulation R-14, attic R-16), 3 bedrooms, thermostat at 70°F. The heat pump heats the whole house.
  • Heat today: gas furnace (80% efficient); oil boiler (85% efficient); propane furnace (92% efficient); electric baseboard (100% efficient). Furnace houses have ducts inside the heated space; boiler and baseboard houses have no ducts, so only ductless heat pumps count there.
  • The heat pump: out of 772 models sold online, the one with the lowest 10-year cost (price, installation and energy), in the number of units that costs least. The old heat stays and takes over in the hours it is cheaper to run.
  • Installation: a contractor at $2,500 per indoor unit, or yourself: $350 of tools once and $300 of materials per indoor unit.
  • Payback: what it costs up front divided by what it saves a year. Under 10 years means it pays for itself within the lifetime we assume.
  • Heating only. Cooling is left out. A heat pump also cools: against old central AC that saves a bit more; in a house without AC, using it in summer costs extra.
  • Not included: rebates and tax credits, electrical upgrades, new ductwork, heat-pump electricity rates and financing.
  • Shares of ZIP codes: each place counts by how many US ZIP codes are closest to its station, so cities count more than empty desert.

Your house is not this house. Size, insulation, prices and what you already own change the answer, often a lot. Use "Model your own house here" on the map, or start at the home model. More: full method and how we know.

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